Protecting What Matters Most: Your Health and Well-being

Affordable Plans for Your Health and Your Family’s Peace of Mind

–Insurance That Truly Cares.

Choosing the right insurance shouldn’t be overwhelming. Our plans are designed to protect you at every stage of life, offering extensive coverage options and budget-friendly premiums. Focus on what truly matters – your health and your family’s well-being. Secure your future today with a plan tailored just for you.

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WHY DO

WE NEED
TO PLAN?

Protect Your Loved Ones

Insurance ensures your family is financially secure even if the unexpected happens.

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Peace of Mind

Knowing you’re covered allows you to focus on living life, not worrying about “what ifs.”

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Income Replacement

For life insurance: if the breadwinner passes away, the family won’t struggle financially.

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Secure Your Future Goals

Proper planning keeps your dreams—like education, retirement, or a home—on track despite life’s uncertainties.

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Build Financial Stability

Insurance acts as a safety net, preventing sudden events from draining your hard earned savings.

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INSURANCE PACKAGES

Tailored coverage options that protect what matters most—without breaking your budget.

HMO / Health Plan

Covers medical expenses like check-ups, hospitalization, and treatments to keep you and your family healthy.

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Critical Illness Plan

Provides a lump-sum benefit if you are diagnosed with a major illness, helping ease financial stress during recovery.

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VUL Plan

Combines life protection with investment growth, giving security for your loved ones while building wealth.

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Car Insurance

Protects your vehicle and covers expenses from accidents, damage, or loss.

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Property Insurance

Safeguards your home or property against risks like fire, theft, or natural disasters.

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Educational Plan

Helps you prepare funds for your child’s education, ensuring future stability.

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Get to Know Me

STEPHANIE A. CARMONA

LICENSED FINANCIAL ADVISOR | HEALTH ADVOCATE | NON-LIFE AGENT

I provide a wide range of solutions tailored to your needs—from Life and Non-Life Insurance, Health and Medical Plans , Pure Investment Opportunities

My mission is simple: To guide you in choosing the right insurance plan that fits your financial goals today — and support you in securing a better tomorrow. I’m committed to continuously improving myself to become an expert in what I do, so I can serve you with excellence — because you deserve nothing less.

Let’s build your financial safety net together. 💚

LET'S CONNECT

232 Trusted Client

50+

City Reached

2 Claims Settled

4 Insurance Agents

TESTIMONIALS

Trusted and Referred by Clients Who Value Commitment and Care.

She is incredibly hands-on and truly goes above and beyond for her clients. I've been so impressed by her willingness to accommodate my inquiries even beyond normal duty hours, which shows her genuine commitment to helping me succeed. Not only does she provide excellent support, but she also takes the time to educate me on important concepts.

- Brendly Ann M.
Guidance Counselor

Thank you Mam Step for your expert guidance and support. Your advice has been invaluable, I appreciate your professionalism and dedication. Thanks for helping me achieve my financial goals. I'm grateful for your insightful recommendations.
May our Lord God give you more strength and long patient so that you can secure more lives.

- Anna Mae S.
General Manager

My first time to get insurance with Stephanie and I don't have idea about it but when she explain nalaman ko
yung importance and value neto.
We only live once so live it wisely. You may contact her for your insurance needs.

- Robert S.
Seafarer

Frequently Asked Questions

Why do I need insurance?

Insurance provides financial protection for you and your loved ones in case of unexpected events such as illness, accidents, or loss of income. It gives you peace of mind knowing you’re prepared for life’s uncertainties.

What types of insurance plans do you offer?

I offer health, life, family, and retirement insurance plans, as well as non-life insurance such as car, property, and other coverage options. Each plan can be customized to fit your specific financial goals and protection needs.

How do I know which plan is right for me?

During our consultation, I’ll assess your current needs, financial goals, and budget to recommend a plan that best fits your situation.

Can I update my policy later?

Yes! You can always update your policy if your circumstances change — such as marriage, having children, changing beneficiaries, or adjusting coverage.

How much does insurance cost?

Premiums depend on your age, health, coverage type, and desired benefits. I’ll provide you with different options so you can choose one that fits your budget.

How do I file a claim?

Filing a claim is simple — just notify me right away, prepare the necessary documents (such as medical records, receipts, or police reports if needed), and I’ll assist you step-by-step until your claim is processed.

Start Your Journey with Our Thriving Family of Insurance Agents.

Join a community of dedicated professionals transforming the future of health insurance. With access to world-class resources, ongoing training, and cutting-edge tools, we empower you to build meaningful client relationships and achieve lasting career success. Together, we’re making insurance more accessible, reliable, and impactful for everyone.